• Why should I work with a financial advisor?

    Financial planning is complex and it can be daunting to tackle it on your own when you have a lot of other things competing for your time. We ask the relevant questions, offer an objective perspective when it comes to making wealth-related decisions, and work with you to create a financial plan you can follow. We will be with you at every turn to adapt your plan as needed, and help ensure you are always well-positioned to reach your goals, regardless of changing priorities and market shifts.

  • What questions should I ask when choosing a financial advisor?

    How long has the advisor been in the business? What certifications, education and/or designations do they have? Do they have strong understanding of financial planning for both small businesses and personal planning? Do they focus on all aspects of wealth management, such as tax, accounting, succession and insurance-related issues, with easy access to a team of experts in those fields? Is their fee structure transparent?

  • What information will you need from me to create my comprehensive financial plan?

    We will start by discussing your current and future goals, followed by any initial concerns you may have. Next, to ensure we can provide a comprehensive plan, we will need current investment and bank account statements, insurance policies, and details on outstanding debts and monies owed, your most recent tax returns, a household budget (if you have prepared one) and plans for travel, large purchases, or helping children with education, home ownership or other pursuits.

  • How can a female financial advisor help me feel more comfortable talking about money?

    A female financial advisor can offer a different kind of space for conversations that may feel especially personal, including divorce, widowhood, retirement or suddenly taking on greater financial responsibility. At Leckie Private Wealth, we take a calm, respectful approach, giving you time to ask questions, understand your options and make decisions without feeling rushed or talked over.

  • When should I speak to a divorce financial planner?

    The earlier you can involve a divorce financial planner, the more opportunity there may be to understand the long-term impact of decisions before agreements are finalized. Housing, pensions, taxes, support arrangements and the way different assets are divided can all affect your future differently. We help you look beyond what appears fair on paper and consider what each decision could mean for your income, security and independence in the years ahead.
     

  • What does high-net-worth financial planning look like when my finances have become more complex?

    High-net-worth financial planning brings together the decisions that become increasingly connected as wealth grows. That may include tax planning, investment strategy, retirement income, corporate assets, estate planning, insurance, charitable giving and wealth transfer. Our role is to help you see how those pieces affect one another and make thoughtful decisions with the full picture in mind.
     

  • How can a high-net-worth financial advisor help me enjoy more of what I’ve built?

    A high-net-worth financial advisor can help you answer a question many successful people eventually face: how much can I comfortably enjoy today while still protecting tomorrow? We can stress-test spending decisions, plan retirement income, consider tax consequences and help you understand how travel, family gifts, charitable giving or major purchases fit into your long-term plan.

  • Why might working with a CERTIFIED FINANCIAL PLANNER® professional be important?

    A CERTIFIED FINANCIAL PLANNER® professional, or CFP® professional, brings advanced education, professional standards and broad financial planning knowledge to the relationship. At Leckie Private Wealth, that expertise is paired with a highly personal approach. We take the time to understand what is happening in your life, explain your options clearly and help you make decisions that support both your financial future and the life you want to live.

  • What does private wealth management mean for my family?

    Private wealth management looks beyond individual accounts or investments and considers how your entire financial life fits together. High-net-worth wealth management may include investments, taxes, retirement planning, estate planning, insurance, business interests, philanthropy and wealth transfer. The value often comes from coordinating those decisions so your wealth supports your family, your lifestyle and the legacy you hope to leave.

  • How can tax planning help me keep more of what I’ve built?

    Thoughtful tax planning can make a meaningful difference over time, especially when you have several income sources, a corporation, investments or significant assets. We look ahead at decisions such as how and when income is received, which accounts are used first, how investments are structured and how tax may affect retirement, estate or business decisions. Tax becomes part of the larger plan rather than something considered only after important decisions have already been made.


     

  • What should retirement planning help me feel more certain about?

    Retirement planning should help you understand where your income will come from, how much you can comfortably spend and how your plan may need to change over time. We help coordinate pensions, RRIFs, TFSAs, non-registered investments and other income sources while considering taxes, family priorities, estate goals and the lifestyle you want to enjoy. Most importantly the freedom to say yes to what matters most.

  • How can estate planning help protect the people and wishes that matter most to me?

    Estate planning helps make sure your wishes, assets and financial structures continue to work together as life changes. That can include reviewing beneficiaries, insurance, account ownership, tax considerations and how wealth may eventually move to family or other beneficiaries. We can also coordinate with your estate lawyer so the financial side of the plan supports what you want to happen.